**FLOOD ZONES** Areas designated by the Federal Emergency Management Agency (FEMA) and depicted on the FEMA Flood Insurance Rate Maps as subject to wave action or flooding during large coastal events; A. VELOCITY ZONE -- The area and elevation designated as subject to severe wave action during large coastal storm events. B. A-ZONE -- The area and elevation designated as likely to be flooded during a 100-year flood event. C. B-ZONE -- The area and elevation designated as likely to be flooded during a 500-year storm event. D. C-ZONE – An area of minimal flooding.